Sunday, August 27, 2006

Debt in the UK

So debt is spiralling out of control in the UK... should we be surprised ?

Anyone who lives in London and tries to keep their head above water already knows this. The trials and tribulations of earning a decent wage and yet still coming up short each month is a real pressure and stress.

There is just too much to buy, there are too many messages telling us what we should have to keep our lives respectable in this modern age of technologcial and style advance.

But then there is always the trusted credit cards that offer endless lines of credit, and when those run out, you can apply for another one, transfer the balance and get 0% for 6 months... and so the merry go round spirals untill you need to take advantage of the many debt consolidation firms out there !!!

Ah, where will it end? the important thing is not to get in debt in the first place, live within your means and within your needs.

Check out www.removedebt.org for some great free ideas on how not toget into debt or for debt removal

In the meantime. Check back here weekly for hints and tips provided by a selection of experts. It wont cost you a penny and may help you long term !

Tuesday, August 08, 2006

Make Money On A Home Based Business

Have you ever thought about starting a home based business in order to make money? A lot of people have, but where do you start with this? The questions about home based businesses and how they make money for you are unending. You need to take care to take the first step when you are thinking about doing this. Most people miss this completely and thus they end up losing all their money on a business that goes nowhere.

Making Money By Writing A Home Based Business Plan All right, the business plan for a home-based business may not sound like making money but it works. Far from what you may believe, it is not that hard to write a business plan. This isn’t one you need to show off to anyone. You may not need it to show to the bank for funding. What this business plan will do is describe what your ideal home-based business will look like and how it will make money for you. You can’t reach a goal if you don’t have it set in the first place.

Write out your ideas of what your future will be like. In the end, what do you want to do? To you want to work in your pajamas in the morning with kids watching TV and you sitting at the computer typing away? Do you want products that you make by hand for each customer? Do you want to stock up on wholesale products and sell retail? The Next Step To Making Money With a Home Based Business Your next step is to take the next step. That might sound redundant but look at your business plan.

Your plan needs steps to get to where you want to be. Write out these steps, and then take the first one on the list. Once you have the steps written down, it’s easier to get to where you want to go. Just follow the steps. Need help? Ask! Join a business forum and ask someone you trust to look it over. Read everything you can get your hands on about home businesses and how they work. Taking That Dramatic First Step Toward Making Money with a Home Based Business

Once you have the plan, the steps and know what to do, what makes you resist? Perhaps you fear failure or maybe you even fear actually succeeding? Forget for a moment all about failure or anything else. Look at your first step. Concentrate on it. What is it exactly? Think about how you would do it. Picture in your mind the first step and how exactly to go about it. Spend an entire day thinking about that first step and where you will do it and how it will be done. Then, when you are ready, do that first step and don’t stop until it’s done. Whatever it is, once it is done; look at your accomplishment.

Reward yourself with a treat for getting it accomplished. It was the first step to your goal; making money with your own home based business. You’ve earned it!