Having problems getting credit cards, or getting accepted for any kind of consumer credit agreement? Its probably time you checked your credit rating.... this is an easier task than you think. It needed cost a fortune and you needn't employ a financial consultant...
Check this site where you can apply for an personal credit report. You can also compare various credit card offers and even make applications. If you are a budding business, you can check out the Business credit cards section. or for students out there, see the student credit cards department.
The important section though is the credit information and repair.
